If you've recently gotten your driver's license or are helping your teen navigate the world of auto insurance, you've probably experienced that jaw-dropping moment of seeing your first quote.  It's no secret that new drivers in Maryland face steep premiums, but don't let those initial numbers discourage you. Whether you're a newly licensed driver or […]

If you're wondering what to do in a hit-and-run situation, you're not alone. Every year, thousands of drivers face this frightening scenario, left to deal with damage, injuries, and mounting expenses while the responsible party disappears into traffic. Being the victim of a hit-and-run car accident can leave you feeling helpless, angry, and uncertain about […]

Smart home technology is revolutionizing the way we manage our homes, offering unprecedented convenience and enhanced security. Beyond the ease and peace of mind, smart technology can also lead to significant savings through smart home insurance discounts.  From smart thermostats and automated lighting to voice-activated assistants and video doorbells, these devices allow homeowners to automate […]

Water damage can be one of the most devastating and costly issues a homeowner can face. Water damage claims can sometimes exceed the losses from fire damage, with water running for hours or even days if not addressed promptly - making home water monitoring an essential component of protecting your home. At Gerety Insurance, we […]

Living in Harford County, Maryland, brings with it the beautiful green landscapes and the pleasure of experiencing all four seasons. However, amidst the beauty lies a potential risk that every homeowner should be prepared for: flooding.  With the increasing frequency of severe weather events, understanding the nuances of flood insurance is becoming critical for residents […]

Understanding car insurance terminology can feel maddening and overwhelming.  But having this knowledge is the key to making empowered decisions about your coverage. We aim to break down complex insurance terms into understandable language, whether you're…  Reviewing your policy Shopping for new coverage Or seeking to better understand the protections you have in place A […]

Getting married triggers a set of insurance decisions that most couples don’t think about until they are already overdue. Your marital status affects your auto rates, your homeowners coverage, your life insurance beneficiaries, and potentially your umbrella liability exposure.  Done right, they take less time than most people expect and put money back in your […]

In the constantly ever-evolving insurance industry, telematics car insurance has emerged as a groundbreaking technology. Customers seek increased personalization and innovative cost-saving methods, meaning the future of insurance incorporates telematics.  At Gerety Insurance, we know our clients want to save money. We’re committed to helping them by examining this innovative technology and how it transforms […]

The holiday season is a wonderful time of year—homes glowing in festive lights, busy kitchens and delicious food, and families gathering to celebrate. But the holidays also bring unique risks, from fire hazards to a greater likelihood of injury.  This comprehensive guide offers invaluable holiday safety tips to keep the season joyful and accident-free. Following […]

In Maryland, we've recently witnessed a series of massive storms. Lightning has wreaked havoc across the state, leaving families worried and unsure about their home's safety and their financial future. Lightning strikes are a widespread issue that many are grappling with, and lightning-related insurance claims are more common than you might think. According to the […]