Contractors Insurance

Have questions? We are always here to help!

Construction-Contractors-Insurance-Commercial-Agents-Bel-Air-MDEssential Protection

Contractor’s insurance is an essential for any tradesman, in that it protects you from liability from faults or accidents that can occur long after the job is done. Whether you performed the work yourself, or just oversaw the contract, you can be held liable and need protection. It’s your livelihood. 

Who needs contractor’s insurance? Anyone in building construction, heavy construction or home improvement—including general contractors, developers, renovators, plumbers, electricians, carpenters, handymen, welders, masons, security installers, and more.

For contractors, every job carries risks as well as rewards. You need protection from any accidents or property damage that could yield financial hardship, and so do your customers. 

 

Not ‘One Size Fits All’

Builderrs and Contractors Insurance Agents Bel AirYou need only to be concerned every day with the work, and not the risks. That’s why we work with multiple carriers to offer you the right coverage at the right price, so you have peace of mind.

Commercial contractor’s insurance has many variables and can range from simple one-man trades, to larger builders with many varied tradesmen and job sizes.  Your business is defined by your scope of work, number of employees and the size of jobs, and so is your insurance coverage.

Contractors insurance ensures that you can move on to the next job with confidence, and keep working.

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What’s covered?

Here are the main risks you will want to have covered:

  • Equipment and Materials  Coverage for losses while these are in transit or stored, whether on or off your premises 
  • Workers Compensation to help with lost wages, cover medical care, as well as protect your business from an employee injury lawsuit
  • Trucks and any commercial vehicles (including your employee’s vehicle while driving on company time) This is coverage for any liability for accidents.
  • Errors and omissions (E&O Insurance) that protects you from liability for negligence, errors, or oversights from your work that create a loss for a customer
  • Contractor specifics will determine any other coverages you may need

This is not an insurance option that you can just overlook. It’s affordable and essential, and our experienced contractor insurance agents at Rick Gerety + Associates will help you get the best coverage at the fairest price. Call us today!

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"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"

Linda Chern Zvitkovitz

"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"

—Ashley O'Connor

"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"

—Laura Hoffman

"Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

—Andrew Merz

"I recently moved our home & auto insurance to Gentry & Assoc. I have worked with both Amanda and Courtney. They both have been a great help with the translation and are always quick to reply to my email requests. If you’re looking to shop your insurance, give them a shot!"

—Kim Maisel

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Amanda , Has always been a very great!!! agent with Rick Gerety & Assoc. Inc . Thank you Amanda for working very hard to help me stay Insured & Communication and making sure I get the right information . I wish everybody with Nation Wide a happy holiday & Thank you for what y’all do for us."

—Michael Giles

"As a customer of Rick Gerety & Associates for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger