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Investment Property Insurance

Partners for Your Investment Protection

Your rental property is an investment in your financial future, but it also comes with unique risks that your standard homeowner's policy doesn't cover. Tenant injuries, property damage, lost rental income, and potential lawsuits require specialized protection designed specifically for landlords and property investors.

For over 25 years, Gerety Insurance has helped Maryland property owners protect their investments and rental income with coverage that addresses the real risks of being a landlord.

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What Investment Property Insurance Covers

Investment property insurance protects you from liability if someone is injured on your rental property, covers property damage to the building and its systems, provides fair rental value coverage if your property becomes unrentable due to a covered incident, and includes legal defense costs if you face a lawsuit.

Liability protection includes tenant injuries from property maintenance issues like uneven sidewalks or faulty railings, personal injury claims from wrongful eviction or invasion of privacy, negligence claims related to inadequate security or lighting, damage caused by your property to neighboring properties, and liability if you fail to address unlawful tenant behavior.

Additional protections include lock replacement coverage, inflation protection that automatically adjusts your policy limits, and discounts for multiple properties or newly renovated homes.
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Get Coverage in 3 Simple Steps

  1. Review Your Investment
    We'll discuss your rental properties, tenant situations, and potential liability exposures.
  2. Build Complete Protection
    Discover coverage tailored to landlords that protects your property, rental income, and personal assets.
  3. Gain a Trusted Partner
    Get ongoing support as your property portfolio grows and your needs evolve.

We understand the unique risks landlords face and will provide coverage that protects both your property and your investment income.

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Request Your Quote Today

Don't let inadequate coverage put your rental income and investment at risk. Gerety Insurance provides the partnership and specialized protection you need as a property owner.

Call us or request a quote online—let's start a conversation about your coverage.
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Serving Harford County, Bel Air, and Maryland property investors for over 25 years.
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