}
Mon – Fri: 8:30 – 5:00 Evening By Appt. Sat: 9:00 – 12:00 Sun: Closed
}
Mon – Fri: 8:30 – 5:00 Evening By Appt. Sat: 9:00 – 12:00 Sun: Closed
}
Mon – Fri: 8:30 – 5:00 Evening By Appt. Sat: 9:00 – 12:00 Sun: Closed

Workers Compensation Insurance

Have questions? We are always here to help!

Bel-Air-Harford-Insurance-Workers-Compensation-insuranceComply and Protect

Workers’ compensation insurance is not just mandated by law for most businesses, but is the smart choice, to protect your business from the huge costs that a medical claim, or medical lawsuit, could bring. Though no one hopes to have to use it, this insurance provides peace of mind for both employers and employees.

Workers’ compensation insurance covers both a portion of the lost wages, and medical costs incurred by employees who are injured or become ill on the job. It is a guaranteed protection for employees who lose wages or have medical expenses, regardless of whether the accident was caused by the employee’s negligence.

Workers’ compensation insurance will cover workplace accidents like slips and falls at work, injury from lifting or moving objects, fires, and explosions, as well as occupational diseases (like carpal tunnel syndrome) from work-related activities.

Gerety-Maryland-Business-Insurance-Review-Mac-Caldwell

 

Workers-Compensation-insurance-Harford-County-MDWorkers’ Compensation Insurance traditionally covers:

  • Medical bills for employees injured or who become ill at work.
  • Rehabilitation, physical therapy, or other ongoing care.
  • Partial wages lost by missing work.
  • Employee lawsuits over injuries (through Employer’s Liability Insurance).
  • Funeral expenses, if death occurs during work.
  • Death benefits to the deceased’s family.

It does not cover:

  • Third-party lawsuits.
  • Lawsuits over professional errors. (E&O insurance covers this)
  • Parental leave benefits.
  • OSHA regulatory penalties.

See why our Harford County insurance team is your best choice for handling your workers’ compensation insurance by learning more about us here.

"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"

Linda Chern Zvitkovitz

"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"

—Ashley O'Connor

"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"

—Laura Hoffman

"Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

—Andrew Merz

"I recently moved our home & auto insurance to Gentry & Assoc. I have worked with both Amanda and Courtney. They both have been a great help with the translation and are always quick to reply to my email requests. If you’re looking to shop your insurance, give them a shot!"

—Kim Maisel

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Amanda , Has always been a very great!!! agent with Rick Gerety & Assoc. Inc . Thank you Amanda for working very hard to help me stay Insured & Communication and making sure I get the right information . I wish everybody with Nation Wide a happy holiday & Thank you for what y’all do for us."

—Michael Giles

"As a customer of Rick Gerety & Associates for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger

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