Classic Car Insurance

Have questions? We are always here to help!

 

Classic Car Insurance in Bel Air Harford CountyOwn a Classic Car?

 

You finally invested in the ride that you’ve always dreamed of. Now is the time to insure it with the right protection.

Our coverage will protect your antique or collector car during the beautiful sunny days on the road, the car shows, events and even the rougher days when problems might arise. Your “sweet ride” deserves priority care and coverage when you take it out to show it off.

 

Not Your Ordinary Car Insurance

 

When you take your classic car out on the road, people may cheer and wave at you while you dive by. While you wave back with pride, you should be confident that your policy reflects your investment in your vehicle. Classic and collectible cars are valued differently on the marketplace – so a policy that covers something other than “regular use” is probably right for you. That old beauty you’ve worked so hard on, or invested in, should be registered as an older vehicle, and as such, is not valuated at the same market price as other cars (according to standard practices).

How does this affect you? If you have an accident, you might end up paying costs for repairs that you didn’t expect – parts, labor and details that you didn’t know were not covered. A gap in your policy might result in out-of-pocket expenses you were not prepared for.

Our insurance team understands how much time, money, and heart you have invested in your vehicles. This is why we offer customized insurance for antique and classic cars, restorations, modern classic cars, reproductions, replicas and modified collector cars.

An insurance policy for your classic or collectible car differs from your regular auto insurance because it covers the full “collectible value” of your car. This includes the miles you drive each year, along with several other personalized adjustments to the value. With Classic Car Insurance, you only pay for the coverage you need – since you don’t drive this vehicle everywhere and every day, the policy can be tailored to your needs and be surprisingly affordable.

 

How to cover your Classic Car:

 

Usage:  We will tailor your coverage based on how often you take your car out on the road.

Storage:  How do you protect your vehicle? Examples of qualifying (and locked) storage facilities include: residential garage, rental unit, barn – you name it! Talk to us about your coverage options.

Keep in mind, a Classic Car Insurance policy is only an “add-on” to your existing coverage.  You must have a standard daily-driver policy on another existing vehicle first. Let our experienced car insurance agents at Rick Gerety + Associates give you the best advice to save you money and make sure you’re covered.

 

Classic-Car-Insurance-Harford-County-MD

"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"

Linda Chern Zvitkovitz

"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"

—Ashley O'Connor

"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"

—Laura Hoffman

"Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

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—Ursula Cain-Jordan

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

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—Kim Maisel

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

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"Amanda , Has always been a very great!!! agent with Rick Gerety & Assoc. Inc . Thank you Amanda for working very hard to help me stay Insured & Communication and making sure I get the right information . I wish everybody with Nation Wide a happy holiday & Thank you for what y’all do for us."

—Michael Giles

"As a customer of Rick Gerety & Associates for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger