Motorcycle Insurance

Have questions? We are always here to help!

Bel-Air-Insurance-Agents-Motorcycle-Insurance-ExpertsThe Thrill Without the Large Bill

 

Better coverage means peace of mind.

Getting your ride is generally one of the most exhilarating times in your life.

If you feel a good motorcycle insurance plan is a ‘wasted’ expense, reconsider that thought. Insurance coverage is much more about dealing with the specific hazards of street riding. And knowing that a severe body trauma bike crash occurs every 6 minutes in America should make you want to be covered as best you can be.

Bike burglary is additionally on the rise—and only 20-25% of motorcycles that are stolen are ever located and recovered.

Without being insured, it just takes one incident to potentially empty your savings, and hinder your ability to pay health-related costs on your own.

Great motorcycle insurance coverage may just be the best ‘accessory’ you ever get for your bike.

 

Motorcycle coverage options:

 

There are state-mandated minimums, of course, but we recommend you consider other insurance options, which are reasonably priced protections that can make a future incident much easier to take, like:

Motorcycle-Accident-Insurance-Agents-Bel-Air-MD

  • Additional Liability Coverage should be considered. Having both liability insurance for others, and uninsured motorist coverage at higher limits, you place a better hedge of protection against financial loss.
  • Collision covers you when the accident is your fault.  This insurance pays (less any deductible) to repair your motorcycle.
  • Comprehensive protects your investment against fire, vandalism, theft, hail damage, storms, and other non-traffic incidents.
  • Roadside Assistance can be a life-saver if you ever break down far from home. Roadside assistance covers jumps, gas, or towing your bike home or to the nearest repair shop.
  • Bike Accessories Coverage will replace or repair expensive customization and accessories on your bike.
  • Total Loss Insurance pays to replace your bike with a new one, not just give you current (lower) fair market value.
  • Rental Vehicle Coverage is recommended if you take road trips far from home—you can then bring your bike back on your own and avoid very expensive hauling fees.
  • Trip Interruption Coverage helps cover hotel, food and a alternate transportation when a breakdown or a covered loss occurs more than 100 miles from home.
  • On Road Insurance for off road vehicles protects your dirt bike or ATV while on the road—highly recommended.

 

We find you additional discounts:

 

As a Harford County independent insurance brokers, we use several A+ rated carriers to ensure you get the very best coverage in motorcycle insurance, and the lowest premiums. You may qualify for specific discounts, including:

  • Reduced fees for Harley Davidson’s
  • LoJack discount
  • Safety course discount
  • Motorcycle endorsement discount
  • Multi-policy discount for combining with homeowner insurance or other vehicles

Motorcycle-Insurance-Agents-Harford-County-MD

"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"

Linda Chern Zvitkovitz

"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"

—Ashley O'Connor

"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"

—Laura Hoffman

"Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

—Andrew Merz

"I recently moved our home & auto insurance to Gentry & Assoc. I have worked with both Amanda and Courtney. They both have been a great help with the translation and are always quick to reply to my email requests. If you’re looking to shop your insurance, give them a shot!"

—Kim Maisel

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Amanda , Has always been a very great!!! agent with Rick Gerety & Assoc. Inc . Thank you Amanda for working very hard to help me stay Insured & Communication and making sure I get the right information . I wish everybody with Nation Wide a happy holiday & Thank you for what y’all do for us."

—Michael Giles

"As a customer of Rick Gerety & Associates for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger