Insurance audits are a critical yet often misunderstood aspect of business insurance. For many business owners, the word "audit" can trigger anxiety, but these regular reviews are actually designed to protect both your business and your insurance carrier.  While they're typically mandatory as part of your policy agreement, understanding the process can help you navigate […]

If you're wondering what to do in a hit-and-run situation, you're not alone. Every year, thousands of drivers face this frightening scenario, left to deal with damage, injuries, and mounting expenses while the responsible party disappears into traffic. Being the victim of a hit-and-run car accident can leave you feeling helpless, angry, and uncertain about […]

The holiday season brings joy, generosity, and, unfortunately, an increased risk of identity theft. According to the Federal Trade Commission, more than 1 million Americans reported identity theft in 2023, with losses exceeding $10 billion. At Gerety Insurance, we've seen firsthand how the rush of holiday shopping can leave even the most careful people vulnerable […]

It's very tempting to buy insurance online. It seems quick, easy, and convenient.  But is it really the best choice for protecting what matters most to you? At Gerety Insurance, we want to make sure you have all the information and understand the risks before clicking "buy" on that digital insurance platform. Are Online Insurance […]

Smart home technology is revolutionizing the way we manage our homes, offering unprecedented convenience and enhanced security. Beyond the ease and peace of mind, smart technology can also lead to significant savings through smart home insurance discounts.  From smart thermostats and automated lighting to voice-activated assistants and video doorbells, these devices allow homeowners to automate […]

Water damage can be one of the most devastating and costly issues a homeowner can face. Water damage claims can sometimes exceed the losses from fire damage, with water running for hours or even days if not addressed promptly - making home water monitoring an essential component of protecting your home. At Gerety Insurance, we […]

As commercial bonds continue to gain popularity, understanding their significance and the protection they offer becomes more vital to running a sustainable organization. Whether you’re part of a nonprofit organization, a social service provider, a community service entity, or you need insurance for personal bonds - bonds can provide the security you need to grow with […]

As we approach the start of a new fiscal year, it’s a crucial time for organizations providing social services, such as churches and daycares, to review their insurance needs. At Gerety Insurance, we understand the unique challenges these entities face and are committed to providing comprehensive insurance solutions tailored to their specific needs.  Whether you’re […]

Living in Harford County, Maryland, brings with it the beautiful green landscapes and the pleasure of experiencing all four seasons. However, amidst the beauty lies a potential risk that every homeowner should be prepared for: flooding.  With the increasing frequency of severe weather events, understanding the nuances of flood insurance is becoming critical for residents […]

Home businesses have gained unprecedented popularity since 2020, when the COVID-19 pandemic caused many to begin working remotely. Flexible schedules, reduced overhead costs, and the comfort of working from home have led many entrepreneurs to start businesses out of their homes.  But along with convenience comes many unique risks.  Home-based business owners must understand how […]