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Specialty Vehicle Coverage

Partners for Your Adventures

Whether you're cruising on two wheels, exploring in your RV, or heading out on the water, your specialty vehicles represent freedom, adventure, and significant investment. For over 25 years, Gerety Insurance has helped Maryland enthusiasts protect what they love without overpaying.

White camper van parked near rocky shore with mountains and blue sky in the background.

Why Specialty Vehicles Need Specialized Coverage

Your homeowner's or auto policy likely won't fully cover your motorcycle, RV, boat, or other recreational vehicles. Without proper insurance, one incident could empty your savings and leave you paying medical costs or replacement expenses on your own.

Standard policies often have restrictions based on size, horsepower, and value. Specialty vehicle insurance protects your investment whether you're on the road, on the water, or in storage.

Get Coverage in 3 Simple Steps

  1. Tell Us About Your Vehicle
     We'll discuss what you own, how you use it, and the risks you need protection against.
  2. Customize Your Coverage
     Build a policy with the right protections for all your vehicle types.
  3. Gain a Trusted Partner
     Know you're protected and always know where to turn for support.

Our loyalty is always to you first, not to any specific insurance brand. We work with multiple carriers to find exactly what you need.

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The Thrill Without the Large Bill

Motorcycle Insurance

A severe motorcycle crash occurs every 6 minutes in America, and only 20-25% of stolen motorcycles are ever recovered. Great motorcycle insurance may be the best accessory you ever get.

Coverage includes liability, collision, comprehensive protection against theft and vandalism, uninsured motorist coverage, roadside assistance, accessories coverage for customizations, and total loss insurance.

Discounts available: Safety course completion, LoJack installation, motorcycle endorsement, and multi-policy bundling.
Enjoy the Journey

RV Insurance

Your RV combines the comforts of home with the freedom of the open road. RV insurance protects both the vehicle (like auto insurance) and the living area (like home insurance)—two policies in one.

We insure all RV types: Class A, B, and C motorhomes, fifth-wheel trailers, toy haulers, horse trailers, and pop-up campers.

Coverage includes liability suited to your RV's size, collision and road emergency protection, fire and theft coverage, camper liability for guests, 24-hour roadside assistance, and RV contents protection.
Keeping You Afloat

Boat Insurance

Your boat represents a significant investment and increased risk, whether it's in the water or not. The right boat insurance protects your vessel and your finances.

Coverage includes personal liability, your boat and motor, trailer, medical injuries, and physical damage. We insure runabouts, wave runners, sailboats, pontoons, houseboats, cabin cruisers, fishing boats, and yachts.

Save with discounts for: Homeownership, power-assisted steering, multiple boats, bundling policies, and safety course certification.

E-Bikes, Scooters, and More

Electric bikes and scooters have become increasingly popular for commuting and recreation. Depending on their classification and speed, these vehicles may not be covered under your homeowner's policy. We'll help you understand whether you need additional coverage and find affordable protection that fits your needs.

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Request Your Quote Today

Whether you ride, cruise, sail, or explore, Gerety Insurance provides the partnership and coverage you need to protect your investment and enjoy your adventures with confidence.

Call us or request a quote online—let's start a conversation about your coverage.
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Serving Harford County, Bel Air, and Maryland adventurers for over 25 years.
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