Running a restaurant is a labor of love. It takes passion, creativity, and long hours, but it also takes protection. In this industry, risks come with the territory: a customer slips on a wet floor, a kitchen fire damages your equipment, or a power outage wipes out thousands of dollars in food inventory. Without the […]

If you're involved in a crash with three or more vehicles, one of the first questions you'll ask is: whose auto insurance pays in a multi-car accident? Unfortunately, the answer isn’t always simple.  With multiple drivers, conflicting stories, and different state laws in play, figuring out who’s responsible and who covers the damages can get […]

Unlike standard homeowners or commercial policies, insurance for a farm is specially designed to protect both your home and your livelihood. And more farmers are recognizing how critical this protection is.  In 2024, nearly 90% of eligible U.S. farmland was insured, with more than 2.4 million crop insurance policies providing $159 billion in coverage against […]

Insurance audits are a critical yet often misunderstood aspect of business insurance. For many business owners, the word "audit" can trigger anxiety, but these regular reviews are actually designed to protect both your business and your insurance carrier.  While they're typically mandatory as part of your policy agreement, understanding the process can help you navigate […]

If you're wondering what to do in a hit-and-run situation, you're not alone. Every year, thousands of drivers face this frightening scenario, left to deal with damage, injuries, and mounting expenses while the responsible party disappears into traffic. Being the victim of a hit-and-run car accident can leave you feeling helpless, angry, and uncertain about […]

As commercial bonds continue to gain popularity, understanding their significance and the protection they offer becomes more vital to running a sustainable organization. Whether you’re part of a nonprofit organization, a social service provider, a community service entity, or you need insurance for personal bonds - bonds can provide the security you need to grow with […]

As we approach the start of a new fiscal year, it’s a crucial time for organizations providing social services, such as churches and daycares, to review their insurance needs. At Gerety Insurance, we understand the unique challenges these entities face and are committed to providing comprehensive insurance solutions tailored to their specific needs.  Whether you’re […]

Home businesses have gained unprecedented popularity since 2020, when the COVID-19 pandemic caused many to begin working remotely. Flexible schedules, reduced overhead costs, and the comfort of working from home have led many entrepreneurs to start businesses out of their homes.  But along with convenience comes many unique risks.  Home-based business owners must understand how […]

In the constantly ever-evolving insurance industry, telematics car insurance has emerged as a groundbreaking technology. Customers seek increased personalization and innovative cost-saving methods, meaning the future of insurance incorporates telematics.  At Gerety Insurance, we know our clients want to save money. We’re committed to helping them by examining this innovative technology and how it transforms […]

In Maryland, we've recently witnessed a series of massive storms. Lightning has wreaked havoc across the state, leaving families worried and unsure about their home's safety and their financial future. Lightning strikes are a widespread issue that many are grappling with, and lightning-related insurance claims are more common than you might think. According to the […]