At Rick Gerety & Associates we aim to take the stress out of shopping for your insurance. Our job as your broker is to find you the insurance policy with the coverage at the best price available. We do this through our consultative approach which has proven to uncover gaps in coverage and potential areas you may not know you could save.
The easiest way to save and sometimes the most overlooked. When bundling your home and auto insurance you can save between 10%-20% just for your loyalty to that company. Most do not know this, but you can bundle more than just your home and auto! Bundling your boat, RV, motorcycle, and secondary homes will provide additional savings.
Are you a safe driver? If you are enrolling in the telematics program your carrier can provide an additional 10%-30% depending on your driving. This discount does not go away after the first year! 90-120 days of safe driving could give you a safe-driver discount for the life of your policy!
If you are someone who knows exactly how many miles you drive per month then our pay-per mile program is for you. We have seen our clients cut their monthly payments by 15%-30% from switching to the pay-per mile program.
Why should you pay $60/year to mail a check just to pay your insurance? The industry standard for paying with a check is $5 per month which can be completely avoided by enrolling in electronic payments. To avoid all fees some insurance carriers will provide you an even larger discount when you pay in full for the year! Talk to your Gerety Insurance broker to determine the most cost-effective way to pay!
Do you have a teen or college aged driver on your policy? If you do and your child maintains a GPA of a 3.0 or better your insurance carrier will provide a discount to your auto insurance policy. Young drivers typically increase auto insurance rates, but this can be offset with the good-student discount.
At Gerety Insurance, we're always looking for ways to help our clients save. Give us a call today and let's review your policy together — there may be more savings available than you realize.
