Personal Insurance Blog
What Do You Want to Insure?
What is an Insurance Carrier and How to Choose the Right One
When it comes to buying insurance, most people focus on the policy itself, what’s covered, how much it costs, and what the deductible is. But one of the most important parts of your coverage often gets overlooked: the insurance carrier behind the policy. Whether...
Understanding Liability: Whose Insurance Pays in a Multi-Car Accident?
If you're involved in a crash with three or more vehicles, one of the first questions you'll ask is: whose auto insurance pays in a multi-car accident? Unfortunately, the answer isn’t always simple. With multiple drivers, conflicting stories, and different state laws...
How to Choose the Best Motorcycle Insurance
When it comes to protecting your bike, the best motorcycle insurance strikes the right balance between cost and coverage. In this guide, we’ll compare different coverage types, explain what “full coverage” actually includes, and share smart ways to save without...
Electric Bike Insurance: Everything You Need to Know to Protect Your E-Bike
Electric bike insurance is more important than ever as e-bikes grow in popularity, changing the way people commute, exercise, and explore. By 2030, the U.S. e-bike market is projected to grow by 15.6%, showing just how many riders are embracing this eco-friendly...
Roof Depreciation & Home Insurance: What Every Homeowner Must Know
As a homeowner in Maryland, you need a strong and reliable roof. It’s your first defense against severe weather. However, your roof naturally depreciates over time due to weather, age, and wear and tear. These factors can significantly impact your homeowner's...
Insurance for New Drivers: How to Secure Affordable Coverage
If you've recently gotten your driver's license or are helping your teen navigate the world of auto insurance, you've probably experienced that jaw-dropping moment of seeing your first quote. It's no secret that new drivers in Maryland face steep premiums, but don't...
