Category: Blog

Electric Bike Insurance: Everything You Need to Know to Protect Your E-Bike

by Rick Gerety | Apr 2, 2025 | Blog, Personal Insurance

Electric bike insurance is more important than ever as e-bikes grow in popularity, changing the way people commute, exercise, and explore. By 2030, the U.S. e-bike market is projected to grow by 15.6%, showing just how many riders are embracing this eco-friendly...

Roof Depreciation & Home Insurance: What Every Homeowner Must Know

by Rick Gerety | Mar 24, 2025 | Blog, Personal Insurance

As a homeowner in Maryland, you need a strong and reliable roof. It’s your first defense against severe weather. However, your roof naturally depreciates over time due to weather, age, and wear and tear. These factors can significantly impact your homeowner’s...

Cyber Liability Insurance Explained: What Every Business Owner Should Know

by Rick Gerety | Mar 21, 2025 | Blog, Commercial Insurance

As a business owner, you’ve worked hard to build your company. You’ve invested in the right equipment, hired great people, and built strong customer relationships. But a growing threat could put all of that at risk: cyberattacks. 60% of small businesses...

Insurance for New Drivers: How to Secure Affordable Coverage

by Rick Gerety | Feb 19, 2025 | Blog, Personal Insurance

If you’ve recently gotten your driver’s license or are helping your teen navigate the world of auto insurance, you’ve probably experienced that jaw-dropping moment of seeing your first quote. It’s no secret that new drivers in Maryland face...

Everything You Need to Know About Insurance Audits for Businesses

by Rick Gerety | Jan 15, 2025 | Blog, Commercial Insurance

Insurance audits are a critical yet often misunderstood aspect of business insurance. For many business owners, the word “audit” can trigger anxiety, but these regular reviews are actually designed to protect both your business and your insurance carrier. ...

What to Do in a Hit and Run: Immediate Steps to Protect Yourself

by Rick Gerety | Dec 5, 2024 | Blog, Personal Insurance

If you’re wondering what to do in a hit-and-run situation, you’re not alone. Every year, thousands of drivers face this frightening scenario, left to deal with damage, injuries, and mounting expenses while the responsible party disappears into traffic....